:root {
  --ink: #141414;
  --charcoal: #1c1c1c;
  --muted: #6b6b6b;
  --paper: #ffffff;
  --fog: #f4f4f2;
  --line: rgba(20, 20, 20, 0.1);
  --gold: #c4a04a;
  --gold-deep: #a8842f;
  --gold-soft: #e8d5a3;
  --header-h: 76px;
  /* 24px on mobile/tablet; desktop bumps below */
  --header-logo-h: 24px;
  --font: "DM Sans", system-ui, sans-serif;
  --display: "Fraunces", Georgia, serif;
  --radius: 18px;
  --shadow: 0 24px 60px rgba(0, 0, 0, 0.18);
  --focus-ring: var(--gold-deep);
  --scrollbar-size: 8px;
  --scrollbar-thumb: rgba(168, 132, 47, 0.55);
  --scrollbar-thumb-hover: rgba(168, 132, 47, 0.75);
  --scrollbar-track: transparent;
  --selection-bg: rgba(196, 160, 74, 0.35);
  --selection-fg: var(--ink);
  --autofill-bg: #fff8e8;
  --autofill-text: var(--ink);
}

* { box-sizing: border-box; }

/* Bot honeypot — visually hidden, still in tab order off-screen */
.hp-trap {
  position: absolute !important;
  left: -10000px !important;
  width: 1px !important;
  height: 1px !important;
  overflow: hidden !important;
  opacity: 0 !important;
  pointer-events: none !important;
}

html {
  color-scheme: light;
  scroll-behavior: smooth;
  scrollbar-width: thin;
  scrollbar-color: var(--scrollbar-thumb) var(--scrollbar-track);
}
body {
  margin: 0;
  font-family: var(--font);
  color: var(--ink);
  background: var(--paper);
  line-height: 1.5;
  caret-color: var(--ink);
  scrollbar-width: thin;
  scrollbar-color: var(--scrollbar-thumb) var(--scrollbar-track);
}

::selection {
  background: var(--selection-bg);
  color: var(--selection-fg);
}
::placeholder {
  color: var(--muted);
  opacity: 0.85;
}

/* Kill Chrome yellow autofill — keep LunSa paper/gold */
input:-webkit-autofill,
input:-webkit-autofill:hover,
input:-webkit-autofill:focus,
input:-webkit-autofill:active,
textarea:-webkit-autofill,
select:-webkit-autofill {
  -webkit-text-fill-color: var(--autofill-text);
  caret-color: var(--ink);
  box-shadow: 0 0 0 1000px var(--autofill-bg) inset;
  transition: background-color 99999s ease-out;
}

/* Thin branded scrollbars via standard props only.
 * Do NOT style ::-webkit-scrollbar* — that forces classic Windows bars
 * with up/down arrows. Tradeoff: thin gold track/thumb, OS may still
 * show arrows when “Always show scrollbars” is on. */
* {
  scrollbar-width: thin;
  scrollbar-color: var(--scrollbar-thumb) var(--scrollbar-track);
}

img, svg, video, canvas {
  max-width: 100%;
}

.dash-logo img,
.brand img,
.footer-brand img {
  max-width: none;
  height: auto;
}

/* Kill browser-default blue focus rings; gold platform ring instead */
:focus { outline: none; }
:focus-visible {
  outline: 2px solid var(--focus-ring);
  outline-offset: 2px;
}
a:focus:not(:focus-visible),
button:focus:not(:focus-visible),
summary:focus:not(:focus-visible),
input:focus:not(:focus-visible),
select:focus:not(:focus-visible),
textarea:focus:not(:focus-visible) {
  outline: none;
}

/* Calculator range — gold track + thumb (hero + apply) */
input[type="range"] {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 8px;
  border-radius: 999px;
  background: #fff;
  border: 1.5px solid rgba(168, 132, 47, 0.55);
  box-shadow: 0 0 0 3px rgba(196, 160, 74, 0.12);
  outline: none;
  accent-color: transparent;
}
input[type="range"]::-webkit-slider-runnable-track {
  height: 8px;
  border-radius: 999px;
  background: transparent;
  border: 0;
}
input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 20px;
  height: 20px;
  margin-top: -7px;
  border-radius: 50%;
  background: var(--gold);
  border: 2px solid #fff;
  box-shadow: 0 2px 8px rgba(0,0,0,0.18);
  cursor: pointer;
}
input[type="range"]::-moz-range-track {
  height: 8px;
  border-radius: 999px;
  background: transparent;
  border: 0;
}
input[type="range"]::-moz-range-thumb {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--gold);
  border: 2px solid #fff;
  box-shadow: 0 2px 8px rgba(0,0,0,0.18);
  cursor: pointer;
}
input[type="range"]::-moz-focus-outer {
  border: 0;
}
img { max-width: 100%; display: block; }
a { color: inherit; }
.wrap {
  width: min(1180px, calc(100% - 2.5rem));
  margin-inline: auto;
}

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 40;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--line);
}
.header-inner {
  position: relative;
  min-height: var(--header-h);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}
.brand img { height: var(--header-logo-h); width: auto; }
@media (min-width: 981px) {
  :root { --header-logo-h: 32px; }
}
.header-panel {
  display: flex;
  align-items: center;
  gap: 1.5rem;
  margin-left: auto;
}
.nav {
  display: flex;
  gap: 1.35rem;
  font-size: 0.92rem;
  font-weight: 500;
}
.nav a { text-decoration: none; color: #333; }
.nav a:hover { color: var(--gold-deep); }
.nav-ico {
  display: none;
  width: 18px;
  height: 18px;
  flex: 0 0 auto;
  color: var(--gold-deep);
}
.header-actions { display: flex; gap: 0.65rem; align-items: center; }
.header-bar-ctas {
  display: none;
}
.nav-toggle {
  display: none;
  width: 42px;
  height: 42px;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: #fff;
  padding: 0;
  place-items: center;
  cursor: pointer;
  color: var(--ink);
  flex: 0 0 auto;
}
.nav-toggle-ico {
  width: 20px;
  height: 20px;
  display: block;
}
.nav-toggle-ico--close { display: none; }
.site-header.is-open .nav-toggle-ico--menu { display: none; }
.site-header.is-open .nav-toggle-ico--close { display: block; }

/* Shared account pill (public + dash + apply) — match .btn size next to Apply */
.user-pill {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  max-width: min(220px, 55vw);
  min-height: 49px;
  box-sizing: border-box;
  padding: 0.78rem 1.2rem 0.78rem 0.78rem;
  border-radius: 999px;
  border: 1px solid var(--line);
  background: #fff;
  text-decoration: none;
  color: var(--ink);
  font-weight: 600;
  font-size: 0.92rem;
  transition: border-color 0.15s ease, box-shadow 0.15s ease, transform 180ms ease;
  min-width: 0;
}
.user-pill:hover {
  border-color: rgba(168, 132, 47, 0.45);
  box-shadow: 0 8px 18px rgba(20, 20, 20, 0.1);
  transform: translateY(-2px);
}
.user-pill-avatar {
  display: inline-grid;
  place-items: center;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: rgba(196, 160, 74, 0.12);
  color: var(--gold-deep);
  flex: 0 0 auto;
  overflow: hidden;
}
.user-pill-avatar.has-photo {
  background: transparent;
}
.user-pill-avatar img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}
.user-pill-ico {
  width: 15px;
  height: 15px;
  display: block;
}
.user-pill-copy {
  display: none;
}
.user-pill-name {
  font-size: inherit;
  font-weight: inherit;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}
.user-pill-role {
  display: none !important;
}
.avatar-mark--header {
  width: 32px;
  height: 32px;
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.4rem;
  text-decoration: none;
  font-weight: 600;
  font-size: 0.92rem;
  border-radius: 999px;
  padding: 0.78rem 1.2rem;
  border: 1px solid transparent;
  transition: transform 180ms ease, box-shadow 180ms ease, border-color 180ms ease, background 180ms ease;
  cursor: pointer;
}
/* Author display:flex beats UA [hidden] — keep hidden buttons actually hidden */
.btn[hidden],
button.btn[hidden],
a.btn[hidden] {
  display: none !important;
}
.btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 18px rgba(20, 20, 20, 0.1);
}
.btn:active {
  transform: translateY(0);
  box-shadow: 0 2px 8px rgba(20, 20, 20, 0.08);
}
.btn-gold {
  background: var(--gold);
  color: #111;
}
.btn-gold:hover,
.btn-gold:focus-visible {
  background: var(--gold);
  color: #111;
  box-shadow: 0 10px 22px rgba(168, 132, 47, 0.28);
}
.btn-ghost {
  background: #fff;
  border-color: rgba(0, 0, 0, 0.18);
}
.btn-ghost:hover,
.btn-ghost:focus-visible {
  background: #fff;
  border-color: rgba(168, 132, 47, 0.4);
  box-shadow: 0 8px 18px rgba(20, 20, 20, 0.08);
}
.btn-with-avatar {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
}
.avatar-mark {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: #fff;
  border: 1px solid rgba(0, 0, 0, 0.12);
  overflow: hidden;
  flex: 0 0 auto;
}
.avatar-mark img {
  width: 70%;
  height: 70%;
  object-fit: contain;
  display: block;
}
.avatar-mark--sm {
  width: 22px;
  height: 22px;
}
.btn-ghost-dark {
  background: transparent;
  border-color: rgba(0, 0, 0, 0.25);
}
.btn-block { width: 100%; }
.btn-play {
  background: rgba(0, 0, 0, 0.32);
  color: #fff;
  border-color: rgba(255, 255, 255, 0.4);
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
}
.btn-play .how-ico {
  display: inline-grid;
  place-items: center;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  border: 1.5px solid rgba(255, 255, 255, 0.7);
  background: rgba(0, 0, 0, 0.38);
  flex: 0 0 auto;
}
.btn-play .how-ico svg {
  width: 14px;
  height: 14px;
  display: block;
}

/* Hero */
.hero {
  position: relative;
  min-height: calc(100vh - var(--header-h));
  display: grid;
  align-items: center;
  color: #fff;
  overflow: clip;
}
.hero-media {
  position: absolute;
  inset: 0;
  background:
    url("/assets/img/hero.webp") center / cover no-repeat;
}
.hero-shade {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(90deg, rgba(10, 10, 10, 0.84) 0%, rgba(10, 10, 10, 0.54) 48%, rgba(10, 10, 10, 0.38) 100%),
    linear-gradient(180deg, rgba(0, 0, 0, 0.22), rgba(0, 0, 0, 0.42));
}
.hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 2rem;
  padding: 3.5rem 0 4rem;
  align-items: center;
}
.eyebrow {
  margin: 0 0 0.75rem;
  color: var(--gold);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}
.hero-copy h1 {
  margin: 0;
  font-family: var(--display);
  font-weight: 600;
  font-size: clamp(2.2rem, 4.6vw, 3.6rem);
  line-height: 1.08;
  max-width: 14ch;
}
.hero-copy h1 em {
  font-style: italic;
  color: var(--gold);
}
.lede {
  margin: 1rem 0 0;
  max-width: 38ch;
  color: rgba(255, 255, 255, 0.82);
  font-size: 1.05rem;
}
.hero-points {
  list-style: none;
  margin: 1.15rem 0 0;
  padding: 0;
  display: grid;
  gap: 0.45rem;
}
.hero-points li {
  position: relative;
  padding-left: 1.35rem;
  color: rgba(255, 255, 255, 0.9);
  font-size: 0.95rem;
  font-weight: 500;
}
.hero-points li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.45rem;
  width: 0.55rem;
  height: 0.55rem;
  border-radius: 50%;
  background: var(--gold);
}
.hero-cta {
  margin-top: 1.6rem;
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem;
}

/* Calculator card — interaction container */
.calc-card {
  background: #fff;
  color: var(--ink);
  border-radius: 22px;
  padding: 1.4rem 1.35rem 1.35rem;
  box-shadow: var(--shadow);
}
.calc-kicker {
  margin: 0 0 0.35rem;
  color: var(--gold-deep);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}
.calc-card h2 {
  margin: 0 0 1rem;
  font-size: 1.15rem;
  font-weight: 700;
}
.calc-amount strong {
  display: block;
  font-size: 2rem;
  letter-spacing: -0.02em;
  margin-bottom: 0.65rem;
}
.calc-amount input[type="range"] {
  width: 100%;
}
.range-ends {
  display: flex;
  justify-content: space-between;
  color: var(--muted);
  font-size: 0.78rem;
  margin-top: 0.25rem;
}
.calc-label {
  margin: 1rem 0 0.55rem;
  color: var(--muted);
  font-size: 0.88rem;
}
.term-pills {
  display: flex;
  flex-wrap: wrap;
  gap: 0.45rem;
}
.term {
  border: 1px solid var(--line);
  background: #fff;
  border-radius: 999px;
  padding: 0.45rem 0.75rem;
  font: inherit;
  font-size: 0.82rem;
  font-weight: 600;
  cursor: pointer;
}
.term.is-active {
  background: var(--gold);
  border-color: var(--gold);
  color: #111;
}
.calc-results {
  margin: 1.1rem 0 1rem;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.65rem;
}
.calc-results > div {
  background: var(--fog);
  border-radius: 12px;
  padding: 0.85rem 0.9rem;
}
.calc-results span {
  display: block;
  color: var(--muted);
  font-size: 0.75rem;
  margin-bottom: 0.25rem;
}
.calc-results strong {
  font-size: 1.05rem;
}
.calc-highlight {
  border: 1px solid rgba(196, 160, 74, 0.45);
  background: linear-gradient(180deg, #fffaf0, var(--fog)) !important;
}
.calc-highlight strong {
  font-size: 1.25rem;
  color: var(--ink);
}
.calc-breakdown {
  margin: 0 0 1rem;
  padding: 0.65rem 0.15rem 0.15rem;
  display: grid;
  gap: 0.35rem;
}
.calc-breakdown > div {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  font-size: 0.82rem;
  color: var(--muted);
  border-bottom: 1px dashed var(--line);
  padding-bottom: 0.35rem;
}
.calc-breakdown dt { margin: 0; }
.calc-breakdown dd {
  margin: 0;
  font-weight: 600;
  color: var(--ink);
}
.calc-note {
  margin: 0.75rem 0 0;
  font-size: 0.75rem;
  color: var(--muted);
  line-height: 1.35;
}

.qualify { padding-top: 2rem; padding-bottom: 0; }
.qualify-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem;
  align-items: end;
  padding: 1.5rem 1.5rem;
  border: 1px solid var(--line);
  border-radius: 20px;
  background: #fff;
}
.qualify-list {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 0.65rem;
}
.qualify-list li {
  padding-left: 1.4rem;
  position: relative;
  font-weight: 500;
}
.qualify-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--gold-deep);
  font-weight: 700;
}

/* Trust bar */
.trust-bar {
  background: var(--fog);
  border-bottom: 1px solid var(--line);
}
.trust-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.25rem 1.75rem;
  padding: 0.95rem 0;
}
.trust-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-wrap: nowrap;
  align-items: center;
  gap: 0.85rem 1.5rem;
  font-size: 0.9rem;
  font-weight: 600;
  min-width: 0;
  flex: 1 1 auto;
}
.trust-list li {
  display: flex;
  align-items: center;
  gap: 0.55rem;
  white-space: nowrap;
  flex: 0 0 auto;
}
.trust-list .icon {
  width: 28px;
  height: 28px;
  color: var(--gold-deep);
  flex: 0 0 auto;
}
.trust-list svg { width: 100%; height: 100%; }
.ncr-strip {
  display: flex;
  align-items: center;
  flex: 0 0 auto;
}
.ncr-logo {
  height: 42px;
  width: auto;
  display: block;
  background: #000;
  border-radius: 8px;
  padding: 4px 8px;
}

/* Sections */
.section { padding: 2.75rem 0; }
.section.how { padding-top: 2.25rem; }
.section-kicker {
  margin: 0 0 0.5rem;
  color: var(--gold-deep);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}
.section-title {
  margin: 0;
  font-family: var(--display);
  font-weight: 600;
  font-size: clamp(1.8rem, 3vw, 2.6rem);
  line-height: 1.15;
  max-width: 18ch;
}

.section-lede {
  margin: 0.75rem 0 0;
  max-width: 42ch;
  color: var(--muted);
  font-size: 1.02rem;
}
.steps {
  list-style: none;
  margin: 2.25rem 0 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(7, 1fr);
  gap: 0.85rem;
}
.steps li {
  background: var(--fog);
  border-radius: 16px;
  padding: 1rem 0.85rem;
}
.step-num {
  display: inline-grid;
  place-items: center;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--gold);
  color: #111;
  font-size: 0.8rem;
  font-weight: 700;
  margin-bottom: 0.65rem;
}
.steps strong { display: block; font-size: 0.92rem; margin-bottom: 0.3rem; }
.steps p { margin: 0; color: var(--muted); font-size: 0.8rem; }

/* Interactive loan journey */
.journey {
  margin-top: 2rem;
}
.journey-rail {
  position: relative;
  padding: 1rem 1.1rem 1.15rem;
  border-radius: 22px;
  background:
    radial-gradient(900px 120px at 50% 0%, rgba(196, 160, 74, 0.12), transparent 65%),
    #fff;
  border: 1px solid var(--line);
  box-shadow: 0 10px 28px rgba(0, 0, 0, 0.04);
}
.journey-track { display: none; }
.journey-steps {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  align-items: flex-start;
  gap: 0;
  position: relative;
  z-index: 1;
}
.journey-step {
  display: flex;
  align-items: flex-start;
  flex: 1 1 0;
  min-width: 0;
}
.journey-step:last-child {
  flex: 0 0 auto;
}

.journey-node {
  appearance: none;
  border: 0;
  background: transparent;
  cursor: pointer;
  display: grid;
  justify-items: center;
  gap: 0.48rem;
  padding: 0;
  color: inherit;
  font: inherit;
  text-align: center;
  flex: 0 0 auto;
  width: auto;
}
/* One premium tile: panel-style face + corner step index */
.journey-face {
  position: relative;
  width: 52px;
  height: 52px;
  border-radius: 16px;
  display: grid;
  place-items: center;
  color: var(--gold-deep);
  background:
    radial-gradient(circle at 30% 25%, rgba(232, 213, 163, 0.55), transparent 55%),
    linear-gradient(145deg, rgba(196, 160, 74, 0.18), rgba(196, 160, 74, 0.05));
  border: 1px solid rgba(168, 132, 47, 0.22);
  box-shadow: 0 6px 14px rgba(20, 20, 20, 0.04);
  transition: transform 0.35s cubic-bezier(0.22, 1, 0.36, 1), background 0.3s ease, border-color 0.3s ease, box-shadow 0.3s ease, color 0.3s ease;
}
.journey-face-ico {
  display: grid;
  place-items: center;
  width: 52%;
  height: 52%;
  line-height: 0;
}
.journey-face-ico svg {
  width: 100%;
  height: 100%;
  display: block;
  stroke-width: 1.75;
  stroke: currentColor;
}
.journey-num {
  position: absolute;
  top: 3px;
  right: 3px;
  z-index: 1;
  width: 16px;
  height: 16px;
  border-radius: 999px;
  display: grid;
  place-items: center;
  font-weight: 750;
  font-size: 0.58rem;
  letter-spacing: -0.03em;
  line-height: 1;
  background: var(--charcoal);
  border: 1.5px solid rgba(255, 255, 255, 0.92);
  color: #f3e2b0;
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.16);
  transition: background 0.25s ease, color 0.25s ease, transform 0.25s ease, border-color 0.25s ease;
}
@media (hover: hover) and (pointer: fine) {
  .journey-node:hover .journey-face {
    transform: translateY(-3px) scale(1.04);
    border-color: rgba(168, 132, 47, 0.55);
    box-shadow:
      0 1px 0 rgba(255, 255, 255, 0.8) inset,
      0 14px 26px rgba(168, 132, 47, 0.2);
  }
  .journey-node:hover .journey-label {
    color: var(--ink);
  }
}
.journey-label {
  font-size: 0.78rem;
  font-weight: 650;
  color: var(--muted);
  line-height: 1.2;
  max-width: 9ch;
  transition: color 0.25s ease, transform 0.25s ease;
}
.journey-seg {
  flex: 1 1 auto;
  min-width: 10px;
  height: 2px;
  margin: 25px 0.35rem 0;
  border-radius: 999px;
  background: rgba(20, 20, 20, 0.08);
  position: relative;
  overflow: hidden;
  align-self: flex-start;
}
.journey-seg::after {
  content: "";
  position: absolute;
  inset: 0;
  width: 0%;
  border-radius: inherit;
  background: linear-gradient(90deg, rgba(232, 213, 163, 0.2), var(--gold), var(--gold-deep));
  transition: width 0.55s cubic-bezier(0.22, 1, 0.36, 1);
}
.journey-step.is-done .journey-seg::after {
  width: 100%;
}
.journey-step:last-child .journey-seg {
  display: none;
}
.journey-node:focus-visible .journey-face {
  outline: 2px solid rgba(168, 132, 47, 0.55);
  outline-offset: 3px;
}
.journey-step.is-done .journey-face {
  background:
    radial-gradient(circle at 28% 22%, rgba(232, 213, 163, 0.45), transparent 52%),
    linear-gradient(155deg, rgba(196, 160, 74, 0.28), rgba(255, 255, 255, 0.96) 58%);
  border-color: rgba(168, 132, 47, 0.42);
  color: var(--gold-deep);
}
.journey-step.is-done .journey-num {
  background: var(--gold-deep);
  color: #fff8e8;
}
.journey-step.is-active .journey-face {
  transform: scale(1.07);
  color: var(--charcoal);
  background:
    radial-gradient(circle at 30% 18%, rgba(255, 250, 235, 0.95), transparent 48%),
    linear-gradient(150deg, #f0d78a, var(--gold) 42%, var(--gold-deep));
  border-color: #8f6f24;
  box-shadow:
    0 1px 0 rgba(255, 255, 255, 0.45) inset,
    0 12px 24px rgba(168, 132, 47, 0.32);
}
.journey-step.is-active .journey-face::after {
  content: "";
  position: absolute;
  inset: -5px;
  border-radius: inherit;
  border: 1.5px solid rgba(196, 160, 74, 0.45);
  pointer-events: none;
  animation: journeyRing 2.6s ease-out infinite;
  will-change: transform, opacity;
}
.journey-step.is-active .journey-num {
  background: var(--charcoal);
  color: #f5e6b8;
  border-color: #fff;
  transform: scale(1.06);
}
.journey-step.is-active .journey-label {
  color: var(--ink);
  transform: translateY(-1px);
}
@keyframes journeyRing {
  0% { transform: scale(0.96); opacity: 0.55; }
  100% { transform: scale(1.28); opacity: 0; }
}
@media (prefers-reduced-motion: reduce) {
  .btn:hover,
  .btn:active,
  .info-grid article:hover {
    transform: none;
  }
  .journey-step.is-active .journey-face::after,
  .journey-panel-icon::after,
  .journey-dot.is-active::after {
    animation: none;
    display: none;
  }
  .journey-panel { animation: none; }
  .journey-seg::after { transition: none; }
}

.journey-panel {
  margin-top: 1.15rem;
  background:
    radial-gradient(600px 120px at 12% 0%, rgba(196, 160, 74, 0.1), transparent 55%),
    linear-gradient(180deg, #fff 0%, #faf9f6 100%);
  border: 1px solid var(--line);
  border-radius: 22px;
  padding: 1.45rem 1.5rem 1.5rem;
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 1.25rem 1.75rem;
  align-items: center;
  min-height: 9.5rem;
  box-shadow: 0 12px 30px rgba(0, 0, 0, 0.05);
  animation: journeyPanelIn 0.4s cubic-bezier(0.22, 1, 0.36, 1);
}
@keyframes journeyPanelIn {
  from { opacity: 0; transform: translateY(10px); }
  to { opacity: 1; transform: translateY(0); }
}
.journey-panel-copy {
  display: grid;
  gap: 0.55rem;
  min-width: 0;
}
.journey-kicker {
  margin: 0;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--gold-deep);
}
.journey-panel h3 {
  margin: 0;
  font-family: var(--display);
  font-size: clamp(1.45rem, 2.4vw, 1.85rem);
  line-height: 1.2;
}
.journey-panel-copy > p {
  margin: 0;
  color: var(--muted);
  max-width: 52ch;
  font-size: 1rem;
}
.journey-panel-copy > p strong {
  color: inherit;
  font-weight: 700;
}
.journey-panel-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.55rem;
  align-items: center;
  margin-top: 0.45rem;
}
.journey-panel-actions[hidden] {
  display: none;
}
.journey-panel-icon {
  width: clamp(88px, 12vw, 128px);
  height: clamp(88px, 12vw, 128px);
  border-radius: 28px;
  display: grid;
  place-items: center;
  color: var(--charcoal);
  background:
    radial-gradient(circle at 30% 18%, rgba(255, 250, 235, 0.95), transparent 48%),
    linear-gradient(150deg, #f0d78a, var(--gold) 42%, var(--gold-deep));
  border: 1px solid #8f6f24;
  box-shadow:
    0 1px 0 rgba(255, 255, 255, 0.45) inset,
    0 12px 24px rgba(168, 132, 47, 0.32);
  transform: scale(1.04);
  flex-shrink: 0;
  position: relative;
}
.journey-panel-icon::after {
  content: "";
  position: absolute;
  inset: -6px;
  border-radius: inherit;
  border: 1.5px solid rgba(196, 160, 74, 0.4);
  pointer-events: none;
  animation: journeyRing 2.6s ease-out infinite;
  will-change: transform, opacity;
}
.journey-panel-icon svg {
  width: 48%;
  height: 48%;
  display: block;
  stroke: var(--charcoal);
}
.journey-auto { display: none; }
.journey-controls {
  display: flex;
  gap: 0.5rem;
  margin-top: 1rem;
  align-items: center;
}
.journey-dots {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.35rem;
  flex: 1 1 auto;
  min-width: 0;
  flex-wrap: wrap;
}
.journey-dot {
  width: 22px;
  height: 22px;
  padding: 0;
  border: 1.5px solid rgba(20, 20, 20, 0.14);
  border-radius: 999px;
  background: #fff;
  color: var(--muted);
  font-size: 0.68rem;
  font-weight: 700;
  line-height: 1;
  display: inline-grid;
  place-items: center;
  cursor: pointer;
  transition: background 0.2s ease, border-color 0.2s ease, color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease;
}
.journey-dot.is-active {
  width: 22px;
  background: var(--gold);
  border-color: var(--gold-deep);
  color: var(--charcoal);
  box-shadow:
    0 1px 0 rgba(255, 255, 255, 0.35) inset,
    0 4px 10px rgba(168, 132, 47, 0.28);
  transform: scale(1.08);
  position: relative;
}
.journey-dot.is-active::after {
  content: "";
  position: absolute;
  inset: -5px;
  border-radius: inherit;
  border: 1.5px solid rgba(196, 160, 74, 0.45);
  pointer-events: none;
  animation: journeyRing 2.6s ease-out infinite;
  will-change: transform, opacity;
}
.journey-dot.is-done {
  border-color: rgba(168, 132, 47, 0.55);
  color: var(--gold-deep);
  background: rgba(196, 160, 74, 0.12);
}
.journey-ctrl {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  border: 1px solid var(--line);
  background: #fff;
  color: var(--ink);
  display: grid;
  place-items: center;
  cursor: pointer;
  transition: border-color 0.15s ease, background 0.15s ease, transform 0.15s ease;
}
.journey-ctrl:hover {
  border-color: rgba(168, 132, 47, 0.5);
  background: rgba(196, 160, 74, 0.1);
  transform: translateY(-1px);
}
.journey-ctrl svg {
  width: 18px;
  height: 18px;
}

.why { background: var(--fog); }
.why-grid {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 0;
  align-items: stretch;
  border-radius: 22px;
  overflow: hidden;
  box-shadow: 0 18px 40px rgba(0, 0, 0, 0.08);
  position: relative;
  isolation: isolate;
}
.why-photo {
  margin: 0;
  border-radius: 0;
  overflow: hidden;
  min-height: 360px;
  position: relative;
  z-index: 0;
}
.why-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transform: scale(1);
}
.why-card {
  background: var(--charcoal);
  color: #fff;
  border-radius: 0;
  padding: 2.4rem 2rem;
  display: grid;
  align-content: center;
  gap: 1rem;
  position: relative;
  z-index: 1;
  text-align: left;
  justify-items: start;
}
.why-card h2 {
  margin: 0;
  font-family: var(--display);
  font-size: clamp(1.8rem, 3vw, 2.4rem);
  line-height: 1.15;
}
.why-card p {
  margin: 0;
  color: rgba(255, 255, 255, 0.75);
  max-width: 34ch;
}

/* Desktop: image stays in left column (no zoom); charcoal slides over both ways */
@media (min-width: 981px) and (hover: hover) and (pointer: fine) {
  .why-grid {
    display: grid;
    grid-template-columns: 1.05fr 0.95fr;
    min-height: 400px;
  }
  .why-photo {
    position: relative;
    z-index: 0;
    min-height: 400px;
  }
  .why-photo img {
    transform: none;
    width: 100%;
    height: 100%;
    object-fit: cover;
  }
  .why-card {
    position: absolute;
    top: 0;
    right: 0;
    bottom: 0;
    width: 47.5%; /* matches 0.95fr of 2fr total */
    margin-left: 0;
    min-height: 0;
    box-sizing: border-box;
    background: var(--charcoal);
    overflow: hidden;
    z-index: 1;
    justify-items: start;
    text-align: left;
    transition:
      width 0.78s cubic-bezier(0.22, 1, 0.36, 1),
      padding 0.78s cubic-bezier(0.22, 1, 0.36, 1);
  }
  .why-card h2,
  .why-card p,
  .why-card .btn {
    position: relative;
    left: 0;
    width: fit-content;
    max-width: 100%;
    text-align: left;
    transition:
      left 0.78s cubic-bezier(0.22, 1, 0.36, 1),
      transform 0.78s cubic-bezier(0.22, 1, 0.36, 1),
      color 0.55s ease,
      box-shadow 0.55s ease;
  }
  .why-card p {
    /* Fixed measure — wrap stays stable; alignment flips without reflow */
    max-width: 34ch;
    text-align: left;
  }

  .why-grid:is(:hover, :focus-within) .why-card {
    width: 100%;
    padding: 3.2rem clamp(1.6rem, 5vw, 4.5rem);
    background: var(--charcoal);
  }
  .why-grid:is(:hover, :focus-within) .why-card h2,
  .why-grid:is(:hover, :focus-within) .why-card p,
  .why-grid:is(:hover, :focus-within) .why-card .btn {
    left: 50%;
    transform: translateX(-50%);
    text-align: center;
  }
  .why-grid:is(:hover, :focus-within) .why-card h2 {
    transform: translateX(-50%) translateY(-2px);
  }
  .why-grid:is(:hover, :focus-within) .why-card p {
    max-width: 34ch;
    text-align: center;
    color: rgba(255, 255, 255, 0.82);
  }
  .why-grid:is(:hover, :focus-within) .why-card .btn {
    transform: translateX(-50%) translateY(1px);
    box-shadow: 0 10px 24px rgba(168, 132, 47, 0.28);
  }
}
@media (min-width: 981px) and (prefers-reduced-motion: reduce) {
  .why-card,
  .why-card h2,
  .why-card p,
  .why-card .btn {
    transition: none !important;
  }
}

.info-grid {
  margin-top: 2rem;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
}
.info-grid article {
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 1.25rem 1.15rem 1.2rem;
  background: #fff;
  transition: transform 180ms ease, box-shadow 180ms ease, border-color 180ms ease;
}
.info-grid article:hover {
  transform: translateY(-3px);
  border-color: rgba(168, 132, 47, 0.35);
  box-shadow: 0 14px 28px rgba(20, 20, 20, 0.08);
}
.info-grid article:hover .info-icon {
  background: rgba(196, 160, 74, 0.2);
}
.info-icon {
  display: inline-grid;
  place-items: center;
  width: 42px;
  height: 42px;
  margin-bottom: 0.85rem;
  border-radius: 12px;
  background: rgba(196, 160, 74, 0.12);
  color: var(--gold-deep);
  transition: background 180ms ease;
}
.info-icon svg { width: 26px; height: 26px; }
.info-grid h3 {
  margin: 0 0 0.35rem;
  font-size: 0.95rem;
}
.info-grid p {
  margin: 0;
  color: var(--muted);
  font-size: 0.92rem;
}

.compliance-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 2rem;
  align-items: center;
}
.compliance-meta {
  list-style: none;
  padding: 0;
  margin: 1.25rem 0 1.5rem;
}
.compliance-meta li {
  display: grid;
  grid-template-columns: 110px 1fr;
  gap: 0.5rem;
  padding: 0.45rem 0;
  border-bottom: 1px solid var(--line);
  font-size: 0.92rem;
}
.compliance-meta span { color: var(--muted); }
.ncr-trust-card {
  background: #000;
  color: #fff;
  border-radius: 22px;
  padding: 2rem 1.75rem;
  display: grid;
  gap: 0.55rem;
  align-content: center;
  min-height: 280px;
}
.ncr-trust-logo {
  width: 148px;
  height: auto;
  margin-bottom: 0.5rem;
  border-radius: 8px;
  background: #000;
  padding: 6px 10px;
}
.ncr-trust-kicker {
  margin: 0;
  color: var(--gold-soft);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}
.ncr-trust-num {
  margin: 0;
  font-family: var(--display);
  font-size: 2rem;
  line-height: 1.1;
}
.ncr-trust-entity {
  margin: 0;
  font-weight: 600;
}
.ncr-trust-note {
  margin: 0.5rem 0 0;
  color: rgba(255, 255, 255, 0.55);
  font-size: 0.82rem;
  max-width: 32ch;
}
.cert-frame {
  display: none;
}

.faq { background: var(--fog); }
.faq-grid {
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 2rem;
}
.faq-intro { color: var(--muted); max-width: 32ch; }
.faq-list details {
  background: #fff;
  border-radius: 14px;
  padding: 0.95rem 1.1rem;
  margin-bottom: 0.65rem;
  border: 1px solid var(--line);
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}
.faq-list details.is-open {
  border-color: rgba(168, 132, 47, 0.35);
  box-shadow: 0 8px 20px rgba(20, 20, 20, 0.05);
}
.faq-list summary {
  cursor: pointer;
  font-weight: 600;
  list-style: none;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  border: 0;
  outline: none;
  box-shadow: none;
  -webkit-tap-highlight-color: transparent;
}
.faq-summary-main {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  min-width: 0;
  flex: 1 1 auto;
}
.faq-ico {
  flex: 0 0 auto;
  width: 14px;
  height: 14px;
  padding: 5px;
  box-sizing: content-box;
  border-radius: 7px;
  display: block;
  color: var(--gold-deep);
  background: rgba(196, 160, 74, 0.1);
  border: 1px solid rgba(168, 132, 47, 0.16);
}
.faq-list details.is-open .faq-ico,
.faq-list details[open] .faq-ico {
  background: rgba(196, 160, 74, 0.16);
  border-color: rgba(168, 132, 47, 0.28);
  transform: translateY(-1px) scale(1.03);
  position: relative;
}
.faq-list details.is-open .faq-ico::after,
.faq-list details[open] .faq-ico::after {
  content: "";
  position: absolute;
  inset: -4px;
  border-radius: inherit;
  border: 1px solid rgba(168, 132, 47, 0.35);
  pointer-events: none;
  animation: journeyRing 1.8s ease-out 1;
}
.faq-list summary:focus,
.faq-list summary:focus-visible,
.faq-list summary:active {
  border: 0;
  box-shadow: none;
}
.faq-list summary:focus-visible {
  outline: 2px solid var(--gold-deep);
  outline-offset: 2px;
}
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after {
  content: "+";
  color: var(--gold-deep);
  font-size: 1.2rem;
  transition: transform 0.22s ease;
}
.faq-list details.is-open summary::after,
.faq-list details[open] summary::after {
  content: "–";
}
.faq-list p {
  margin: 0;
  color: var(--muted);
  font-size: 0.92rem;
  overflow: hidden;
  max-height: 0;
  opacity: 0;
  transform: translateY(-4px);
  transition:
    max-height 0.3s ease,
    opacity 0.22s ease,
    transform 0.22s ease,
    margin 0.22s ease;
}
.faq-list details.is-open > p {
  margin-top: 0.7rem;
  opacity: 1;
  transform: translateY(0);
}
@media (prefers-reduced-motion: reduce) {
  .faq-list p,
  .faq-list summary::after {
    transition: none;
  }
  .faq-list details.is-open .faq-ico::after,
  .faq-list details[open] .faq-ico::after {
    animation: none;
    display: none;
  }
}

.cta-banner {
  background: var(--charcoal);
  color: #fff;
  padding: 2rem 0;
}
.cta-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  flex-wrap: wrap;
}
.cta-inner h2 {
  margin: 0;
  font-family: var(--display);
  font-size: clamp(1.6rem, 3vw, 2.2rem);
}
.cta-inner p { margin: 0.35rem 0 0; color: rgba(255, 255, 255, 0.7); }
.contact-lines {
  list-style: none;
  margin: 0.85rem 0 0;
  padding: 0;
  display: grid;
  gap: 0.55rem;
  color: rgba(255, 255, 255, 0.78);
  font-size: 0.92rem;
}
.contact-lines li {
  display: flex;
  align-items: flex-start;
  gap: 0.65rem;
}
.contact-ico {
  width: 1.35rem;
  height: 1.35rem;
  flex: 0 0 auto;
  margin-top: 0.1rem;
  color: var(--gold-soft);
  display: grid;
  place-items: center;
}
.contact-ico svg {
  width: 1.15rem;
  height: 1.15rem;
  display: block;
}
.contact-lines a {
  color: var(--gold-soft);
  text-decoration: none;
}
.contact-lines a:hover { text-decoration: underline; }
.cta-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
  align-items: center;
}
.btn-ghost-light {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  padding: 0.75rem 1.15rem;
  border-radius: 999px;
  border: 1px solid rgba(255, 255, 255, 0.35);
  color: #fff;
  text-decoration: none;
  font-weight: 600;
}
.btn-ghost-light:hover {
  background: rgba(255, 255, 255, 0.08);
  box-shadow: 0 8px 18px rgba(0, 0, 0, 0.2);
  transform: translateY(-2px);
}
.footer-contact {
  margin: 0.45rem 0 0;
  font-size: 0.86rem;
  color: #fff;
  font-style: normal;
  font-weight: 400;
  max-width: 36ch;
  line-height: 1.45;
}
.footer-contact a {
  color: #fff;
  text-decoration: none;
}
.footer-contact a:hover { text-decoration: underline; }

.contact-page {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.05fr);
  gap: 1.75rem;
  align-items: start;
}
.contact-page-meta {
  list-style: none;
  margin: 1.35rem 0 0;
  padding: 0;
  display: grid;
  gap: 0.75rem;
}
.contact-page-meta li {
  display: grid;
  gap: 0.15rem;
}
.contact-page-meta strong {
  font-size: 0.78rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--muted);
}
.contact-page-meta a { color: var(--gold-deep); text-decoration: none; font-weight: 600; }
.contact-page-map {
  margin-top: 1.25rem;
}
.maps-embed {
  position: relative;
  width: 100%;
  overflow: hidden;
  border-radius: 16px;
  border: 1px solid var(--line);
  background: #f4f4f2;
  aspect-ratio: 16 / 10;
}
.maps-embed iframe {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  border: 0;
}
.contact-page-form.panel {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 22px;
  padding: 1.35rem 1.25rem;
}
@media (max-width: 900px) {
  .contact-page { grid-template-columns: 1fr; }
}

.site-footer {
  background: #070707;
  color: rgba(255, 255, 255, 0.88);
  padding: 1.85rem 0 1.15rem;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr auto;
  gap: 1.5rem;
  align-items: start;
  padding-bottom: 1.5rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}
.footer-brand img {
  height: 40px;
  width: auto;
  margin-bottom: 0.6rem;
}
.footer-brand > p:not(.footer-contact) {
  margin: 0;
  color: var(--gold);
  font-style: italic;
}
.footer-brand .footer-contact {
  margin: 0.45rem 0 0;
  color: #fff;
  font-style: normal;
}
.site-footer nav {
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem 1.1rem;
}
.site-footer nav a {
  text-decoration: none;
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.88);
}
.site-footer nav a:hover {
  color: var(--gold-soft);
}
.social { display: flex; gap: 0.5rem; }
.social a {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  border: 1px solid rgba(255, 255, 255, 0.25);
  display: grid;
  place-items: center;
  text-decoration: none;
  color: rgba(255, 255, 255, 0.88);
  transition: border-color 0.15s ease, color 0.15s ease, background 0.15s ease;
}
.social a:hover {
  border-color: var(--gold-soft);
  color: var(--gold-soft);
  background: rgba(232, 213, 163, 0.08);
}
.social a svg {
  width: 17px;
  height: 17px;
  display: block;
}
.contact-page-social {
  display: flex;
  flex-wrap: wrap;
  gap: 0.45rem 0.85rem;
}
.contact-page-social a {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  color: inherit;
  font-weight: 600;
}
.footer-legal {
  display: grid;
  grid-template-columns: auto minmax(0, 1fr);
  gap: 0.85rem 1.5rem;
  align-items: center;
  padding-top: 1rem;
  font-size: 0.8rem;
}
.footer-legal > p,
.footer-legal-copy {
  margin: 0;
  max-width: none;
  line-height: 1.45;
  color: rgba(255, 255, 255, 0.65);
  white-space: normal;
}
.footer-legal-copy {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.25rem 0;
}
.footer-legal-copy span {
  display: inline;
}
.footer-legal-copy span + span::before {
  content: "·";
  margin: 0 0.45rem;
  opacity: 0.65;
}
.footer-legal-links {
  display: flex;
  flex-wrap: wrap;
  gap: 0.45rem 0.95rem;
  justify-content: flex-end;
}
.footer-legal a {
  text-decoration: none;
  margin: 0;
  color: rgba(255, 255, 255, 0.65);
}
.footer-legal a:hover {
  color: var(--gold-soft);
}

@media (max-width: 980px) {
  :root {
    --header-h: 58px;
  }
  .site-header {
    z-index: 60;
    /* backdrop-filter traps position:fixed children — breaks the mobile sheet */
    backdrop-filter: none;
    -webkit-backdrop-filter: none;
    background: #fff;
  }
  .site-header.is-open {
    z-index: 80;
  }
  .brand img {
    height: var(--header-logo-h);
    width: auto;
  }
  .nav-toggle {
    display: grid;
    width: 34px;
    height: 34px;
    border-radius: 10px;
  }
  .nav-toggle-ico {
    width: 16px;
    height: 16px;
  }
  .header-bar-ctas {
    display: flex;
    align-items: center;
    gap: 0.35rem;
    margin-left: auto;
    min-width: 0;
  }
  .header-bar-ctas .btn {
    min-height: 32px;
    padding: 0.32rem 0.62rem;
    font-size: 0.72rem;
    line-height: 1.15;
    white-space: nowrap;
    flex-shrink: 0;
  }
  .header-bar-ctas .btn-ghost {
    padding: 0.32rem 0.55rem;
  }
  .header-bar-ctas .user-pill,
  .dash-top-inner .user-pill,
  .apply-top-nav .user-pill {
    min-height: 40px;
    width: 40px;
    max-width: 40px;
    height: 40px;
    padding: 0;
    justify-content: center;
    gap: 0;
    border-radius: 50%;
    flex: 0 0 auto;
  }
  .header-bar-ctas .user-pill-name,
  .dash-top-inner .user-pill-name,
  .apply-top-nav .user-pill-name {
    display: none;
  }
  .header-bar-ctas .user-pill-avatar,
  .dash-top-inner .user-pill-avatar,
  .apply-top-nav .user-pill-avatar {
    width: 40px;
    height: 40px;
  }
  .header-bar-ctas .user-pill-ico,
  .dash-top-inner .user-pill-ico,
  .apply-top-nav .user-pill-ico {
    width: 18px;
    height: 18px;
  }
  .header-panel {
    display: flex;
    position: fixed;
    top: var(--header-h);
    right: 0;
    bottom: 0;
    left: auto;
    width: min(320px, 86vw);
    max-width: none;
    margin: 0;
    transform: translateX(105%);
    background: #fff;
    color: var(--ink);
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 0;
    border: 0;
    border-left: 1px solid var(--line);
    border-radius: 0;
    box-shadow: -12px 0 40px rgba(0, 0, 0, 0.12);
    z-index: 81;
    opacity: 1;
    visibility: visible;
    pointer-events: none;
    overflow: auto;
    -webkit-overflow-scrolling: touch;
    transition: transform 0.28s cubic-bezier(0.22, 1, 0.36, 1);
  }
  .site-header.is-open .header-panel {
    transform: translateX(0);
    pointer-events: auto;
  }
  .site-header.is-open .nav {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    align-self: stretch;
    width: 100%;
    gap: 0;
    padding: 0.65rem 1rem 0.35rem;
    flex: 1 1 auto;
    text-align: left;
  }
  .site-header.is-open .nav a {
    display: flex;
    align-items: center;
    justify-content: flex-start;
    gap: 0.75rem;
    padding: 0.78rem 0.1rem;
    border-radius: 0;
    font-weight: 600;
    font-size: 0.98rem;
    letter-spacing: -0.01em;
    line-height: 1.2;
    color: var(--ink);
    background: transparent;
    border: 0;
    border-bottom: 1px solid var(--line);
    text-align: left;
  }
  .site-header.is-open .nav a:last-child {
    border-bottom: 0;
  }
  .site-header.is-open .nav a .nav-ico {
    display: grid;
    place-items: center;
    width: 28px;
    height: 28px;
    padding: 6px;
    box-sizing: border-box;
    border-radius: 50%;
    background: rgba(196, 160, 74, 0.12);
    color: var(--gold-deep);
    border: 1px solid rgba(196, 160, 74, 0.28);
  }
  .site-header.is-open .nav a:hover,
  .site-header.is-open .nav a:active {
    background: transparent;
    border-color: var(--line);
    color: var(--gold-deep);
  }
  .site-header.is-open .nav a:hover .nav-ico,
  .site-header.is-open .nav a:active .nav-ico {
    background: rgba(196, 160, 74, 0.22);
    border-color: rgba(196, 160, 74, 0.55);
  }
  .site-header.is-open .header-actions {
    display: flex;
    flex-direction: row;
    flex-wrap: wrap;
    align-items: center;
    justify-content: flex-start;
    gap: 0.5rem;
    margin-top: auto;
    padding: 0.95rem 1rem calc(1rem + env(safe-area-inset-bottom, 0px));
    border-top: 1px solid var(--line);
    background: #fafaf8;
  }
  .site-header.is-open .header-actions .user-pill,
  .site-header.is-open .header-actions .btn {
    width: auto;
    flex: 1 1 auto;
    justify-content: center;
    max-width: none;
    min-height: 42px;
    font-size: 0.88rem;
    padding: 0.55rem 0.85rem;
  }
  .site-header.is-open .header-actions .user-pill {
    background: #fff;
    border-color: var(--line);
    color: var(--ink);
  }
  .site-header.is-open .header-actions .user-pill-name {
    display: inline;
  }
  .site-header.is-open .header-actions .user-pill-avatar {
    width: 26px;
    height: 26px;
    background: rgba(196, 160, 74, 0.12);
    color: var(--gold-deep);
  }
  .site-header.is-open .header-actions .btn-ghost {
    background: #fff;
    border-color: var(--line);
    color: var(--ink);
  }
  html.nav-open,
  body.nav-open {
    overflow: hidden !important;
    overscroll-behavior: none;
  }
  body.nav-open {
    position: fixed;
    left: 0;
    right: 0;
    width: 100%;
  }
  .nav-backdrop {
    display: none;
    position: fixed;
    inset: 0;
    top: var(--header-h);
    background: rgba(0, 0, 0, 0.45);
    z-index: 70;
  }
  .site-header.is-open ~ .nav-backdrop,
  body.nav-open .nav-backdrop { display: block; }
  @media (prefers-reduced-motion: reduce) {
    .header-panel {
      transition: none;
    }
  }
  .hero { min-height: 0; padding: 1.5rem 0 2rem; }
  .hero-grid,
  .why-grid,
  .compliance-grid,
  .faq-grid,
  .footer-grid,
  .qualify-grid {
    grid-template-columns: 1fr;
  }
  .why-photo { min-height: 280px; }
  .why-card {
    position: relative;
    top: auto;
    right: auto;
    bottom: auto;
    width: auto;
    inset: auto;
  }
  .steps { grid-template-columns: 1fr; }
  .footer-legal {
    grid-template-columns: 1fr;
    gap: 0.75rem;
  }
  .footer-legal-links {
    order: -1;
    justify-content: flex-start;
    flex-wrap: wrap;
    gap: 0.45rem 0.95rem;
  }
  .footer-legal-copy {
    order: 1;
  }
  .trust-inner {
    display: grid;
    grid-template-columns: 1fr;
    gap: 0.85rem;
    align-items: center;
    justify-items: center;
    text-align: center;
  }
  .trust-list {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 0.55rem 0.85rem;
    width: 100%;
    flex: none;
    font-size: 0.84rem;
    justify-items: stretch;
  }
  .trust-list li {
    white-space: normal;
    min-width: 0;
    align-items: center;
    justify-content: flex-start;
    text-align: left;
    gap: 0.45rem;
    padding: 0.55rem 0.65rem;
    border-radius: 12px;
    background: #fff;
    border: 1px solid var(--line);
    line-height: 1.25;
  }
  .trust-list .icon {
    width: 22px;
    height: 22px;
  }
  .ncr-strip {
    width: calc(100% + 2.5rem);
    max-width: none;
    margin-left: -1.25rem;
    margin-right: -1.25rem;
    margin-bottom: -0.95rem;
    justify-content: center;
    justify-self: stretch;
    background: #000;
    padding: 0.65rem 1rem;
    border-radius: 0;
  }
  .ncr-logo {
    height: 38px;
    background: transparent;
    border-radius: 0;
    padding: 0;
  }
  /*
    Stretch all 7 steps across the full rail (same model as desktop).
    Do NOT use max-content + horizontal scroll — that left the rail
    looking ~half empty / clipped while only 3–4 nodes showed.
  */
  .journey-rail {
    width: 100%;
    max-width: 100%;
    box-sizing: border-box;
    padding: 0.85rem 0.45rem 0.95rem;
    overflow: visible;
    cursor: default;
    touch-action: manipulation;
    -webkit-mask-image: none;
    mask-image: none;
  }
  .journey-rail.is-dragging {
    cursor: default;
    user-select: auto;
  }
  .journey-rail.is-dragging * {
    pointer-events: auto;
  }
  .journey-steps {
    flex-direction: row;
    width: 100%;
    min-width: 0;
    box-sizing: border-box;
    padding: 0;
  }
  .journey-steps::before,
  .journey-steps::after {
    content: none;
    display: none;
  }
  .journey-step {
    flex: 1 1 0;
    width: auto;
    min-width: 0;
    flex-direction: row;
    align-items: flex-start;
  }
  .journey-step:last-child { flex: 1 1 0; }
  .journey-node {
    display: grid;
    justify-items: center;
    gap: 0.4rem;
    text-align: center;
    width: auto;
    min-width: 0;
    grid-template-columns: none;
  }
  .journey-face {
    width: 40px;
    height: 40px;
    border-radius: 13px;
  }
  .journey-num {
    width: 14px;
    height: 14px;
    font-size: 0.52rem;
    top: 2px;
    right: 2px;
  }
  .journey-label {
    max-width: 100%;
    font-size: 0.62rem;
    line-height: 1.15;
    overflow-wrap: anywhere;
    /* 7 stretched nodes — labels collide; panel shows the step name */
    display: none;
  }
  .journey-node {
    gap: 0;
  }
  .journey-seg {
    width: auto;
    min-width: 4px;
    height: 2px;
    margin: 19px 0.12rem 0;
    flex: 1 1 4px;
  }
  .journey-seg::after {
    width: 0%;
    height: 100%;
    transition: width 0.55s cubic-bezier(0.22, 1, 0.36, 1);
  }
  .journey-step.is-done .journey-seg::after {
    width: 100%;
    height: 100%;
  }
  .journey-controls {
    justify-content: space-between;
    margin-top: 0.85rem;
  }
  .journey-panel {
    margin-top: 1rem;
    grid-template-columns: 1fr;
    gap: 1rem;
  }
  .journey-panel-icon {
    width: 72px;
    height: 72px;
    border-radius: 20px;
    order: -1;
    justify-self: start;
  }
  .info-grid { grid-template-columns: 1fr 1fr; }
  .hero-copy h1 { max-width: 14ch; }
}

@media (max-width: 640px) {
  html,
  body {
    overflow-x: clip;
    max-width: 100%;
  }
  /* Phone: still full rail width inside .wrap — no bleed/mask/scroll strip */
  .journey {
    overflow: visible;
  }
  .journey-rail {
    width: 100%;
    max-width: 100%;
    margin-left: 0;
    margin-right: 0;
    border-radius: 18px;
    border: 1px solid var(--line);
    padding: 0.8rem 0.35rem 0.9rem;
    box-shadow: 0 8px 22px rgba(0, 0, 0, 0.04);
    -webkit-mask-image: none;
    mask-image: none;
  }
  .journey-face {
    width: 36px;
    height: 36px;
    border-radius: 12px;
  }
  .journey-seg {
    margin: 17px 0.08rem 0;
    min-width: 2px;
  }
  .journey-label {
    font-size: 0.58rem;
    display: none;
  }
  .calc-results { grid-template-columns: 1fr; }
  .info-grid {
    grid-template-columns: 1fr 1fr;
    gap: 0.55rem;
  }
  .info-grid article {
    padding: 0.75rem 0.65rem 0.7rem;
    border-radius: 14px;
  }
  .info-icon {
    width: 30px;
    height: 30px;
    margin-bottom: 0.4rem;
    border-radius: 9px;
  }
  .info-icon svg { width: 17px; height: 17px; }
  .info-grid h3 {
    font-size: 0.76rem;
    line-height: 1.2;
    margin-bottom: 0.25rem;
  }
  .info-grid p {
    font-size: 0.7rem;
    line-height: 1.3;
  }
  .steps { grid-template-columns: 1fr; }
  .trust-inner {
    display: grid;
    grid-template-columns: 1fr;
    gap: 0.75rem;
    padding: 0.85rem 0 0;
  }
  .trust-list {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0.5rem;
    font-size: 0.74rem;
  }
  .trust-list li {
    display: flex;
    flex-direction: row;
    align-items: center;
    white-space: normal;
    gap: 0.45rem;
    padding: 0.7rem 0.6rem;
    border-radius: 14px;
    background: #fff;
    border: 1px solid var(--line);
    line-height: 1.25;
    font-weight: 650;
  }
  .trust-list .icon {
    width: 20px;
    height: 20px;
    margin-top: 0;
    flex: 0 0 auto;
  }
  .ncr-strip {
    width: calc(100% + 2.5rem);
    max-width: none;
    margin-left: -1.25rem;
    margin-right: -1.25rem;
    margin-bottom: 0;
    justify-content: center;
    justify-self: stretch;
    background: #000;
    padding: 0.6rem 1rem;
    border-radius: 0;
  }
  .ncr-logo {
    height: 36px;
    background: transparent;
    border-radius: 0;
    padding: 0;
  }
  .footer-legal {
    grid-template-columns: 1fr;
    gap: 0.75rem;
  }
  .footer-legal > p,
  .footer-legal-copy {
    white-space: normal;
    overflow-x: visible;
    order: 1;
  }
  .footer-legal-links {
    order: -1;
    justify-content: flex-start;
    gap: 0.55rem 0.85rem;
  }
  .why-photo { display: none; }
  .why-grid { box-shadow: 0 14px 32px rgba(0, 0, 0, 0.08); }
  .why-card { padding: 1.85rem 1.35rem; }
  .header-inner {
    min-height: var(--header-h);
    gap: 0.65rem;
  }
  .brand img { height: var(--header-logo-h); width: auto; }
  .user-pill { max-width: none; }
  .header-actions .user-pill-role { display: none; }
  .header-bar-ctas .user-pill-name,
  .header-actions .user-pill-name,
  .dash-top-inner .user-pill-name,
  .apply-top-nav .user-pill-name {
    display: none;
  }
}

/* Shared custom controls (public + legal + apply) — kills native OS chrome */
.password-field {
  position: relative;
  display: block;
}
.password-field input {
  width: 100%;
  padding-right: 2.75rem !important;
  box-sizing: border-box;
}
.password-toggle {
  position: absolute;
  right: 0.35rem;
  top: 50%;
  transform: translateY(-50%);
  width: 40px;
  height: 40px;
  border: 0;
  background: transparent;
  border-radius: 10px;
  display: grid;
  place-items: center;
  cursor: pointer;
  color: var(--muted);
  padding: 0;
}
.password-toggle:hover {
  color: var(--gold-deep);
  background: rgba(196, 160, 74, 0.1);
}
.password-toggle svg {
  width: 18px;
  height: 18px;
  display: block;
}
.password-toggle .pw-ico-hide { display: none; }
.password-toggle[aria-pressed="true"] .pw-ico-show { display: none; }
.password-toggle[aria-pressed="true"] .pw-ico-hide { display: block; }

.lunsa-select {
  position: relative;
  width: 100%;
}
.lunsa-select-native {
  position: absolute !important;
  width: 1px !important;
  height: 1px !important;
  padding: 0 !important;
  margin: -1px !important;
  overflow: hidden !important;
  clip: rect(0, 0, 0, 0) !important;
  border: 0 !important;
  opacity: 0 !important;
  pointer-events: none !important;
}
.lunsa-select-trigger {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem;
  text-align: left;
  font: inherit;
  font-weight: 400;
  color: var(--ink);
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 0.72rem 0.85rem;
  background: #fff;
  cursor: pointer;
  outline: none;
}
.lunsa-select-trigger::after {
  content: "";
  width: 0.45rem;
  height: 0.45rem;
  border-right: 1.8px solid var(--muted);
  border-bottom: 1.8px solid var(--muted);
  transform: rotate(45deg);
  margin-top: -0.2rem;
  flex: 0 0 auto;
}
.lunsa-select.is-open .lunsa-select-trigger,
.lunsa-select-trigger:focus-visible {
  border-color: var(--gold-deep);
  box-shadow: 0 0 0 3px rgba(196, 160, 74, 0.22);
}
.lunsa-select-menu {
  list-style: none;
  margin: 0.35rem 0 0;
  padding: 0.35rem;
  position: absolute;
  z-index: 40;
  left: 0;
  right: 0;
  background: #fff;
  border: 1px solid rgba(20, 20, 20, 0.12);
  border-radius: 14px;
  box-shadow: 0 16px 40px rgba(20, 20, 20, 0.12);
  max-height: 240px;
  overflow: auto;
}
.lunsa-select-menu [role="option"] {
  padding: 0.85rem 0.85rem;
  border-radius: 10px;
  cursor: pointer;
  font-size: 0.92rem;
  color: var(--ink);
  margin: 0.2rem 0;
}
.lunsa-select-menu [role="option"]:hover {
  background: rgba(196, 160, 74, 0.12);
}
.lunsa-select-menu [role="option"].is-active {
  background: var(--gold);
  color: #111;
  font-weight: 600;
}
.lunsa-select-menu [role="option"].is-disabled {
  opacity: 0.45;
  cursor: default;
}

input[type="checkbox"].lunsa-check,
.check input[type="checkbox"],
.apply-form input[type="checkbox"],
.auth-form input[type="checkbox"],
.site-body input[type="checkbox"],
body input[type="checkbox"] {
  -webkit-appearance: none !important;
  -moz-appearance: none !important;
  appearance: none !important;
  width: 1.15rem;
  height: 1.15rem;
  margin: 0;
  padding: 0;
  border: 1.5px solid rgba(20, 20, 20, 0.32);
  border-radius: 5px;
  background-color: #fff;
  background-image: none;
  background-repeat: no-repeat;
  background-position: center;
  background-size: 0.72rem 0.72rem;
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.7);
  cursor: pointer;
  display: inline-block;
  flex: 0 0 auto;
  vertical-align: middle;
  color-scheme: light;
  accent-color: #c4a04a;
  transition: border-color 0.15s ease, background-color 0.15s ease, box-shadow 0.15s ease;
}
.check input[type="checkbox"]::before,
.apply-form input[type="checkbox"]::before,
.auth-form input[type="checkbox"]::before,
.site-body input[type="checkbox"]::before,
body input[type="checkbox"]::before {
  content: none !important;
  display: none !important;
}
.check input[type="checkbox"]:hover,
.apply-form input[type="checkbox"]:hover,
.auth-form input[type="checkbox"]:hover,
.site-body input[type="checkbox"]:hover,
body input[type="checkbox"]:hover {
  border-color: rgba(168, 132, 47, 0.85);
}
.check input[type="checkbox"]:checked,
.apply-form input[type="checkbox"]:checked,
.auth-form input[type="checkbox"]:checked,
.site-body input[type="checkbox"]:checked,
body input[type="checkbox"]:checked,
input[type="checkbox"].lunsa-check:checked {
  background-color: #c4a04a;
  border-color: #a8842f;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='none'%3E%3Cpath d='M3.2 8.2l3.1 3.2 6.5-6.6' stroke='%23111111' stroke-width='2.35' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.35);
}
.check input[type="checkbox"]:focus-visible,
.apply-form input[type="checkbox"]:focus-visible,
.auth-form input[type="checkbox"]:focus-visible,
.site-body input[type="checkbox"]:focus-visible,
body input[type="checkbox"]:focus-visible {
  outline: none;
  box-shadow: 0 0 0 3px rgba(196, 160, 74, 0.28);
}
.check input[type="checkbox"]:disabled,
.apply-form input[type="checkbox"]:disabled,
.auth-form input[type="checkbox"]:disabled,
body input[type="checkbox"]:disabled {
  opacity: 0.45;
  cursor: not-allowed;
}

input[type="number"]::-webkit-outer-spin-button,
input[type="number"]::-webkit-inner-spin-button {
  -webkit-appearance: none;
  margin: 0;
}
input[type="number"] {
  -moz-appearance: textfield;
  appearance: textfield;
}
input[type="search"]::-webkit-search-decoration,
input[type="search"]::-webkit-search-cancel-button,
input[type="search"]::-webkit-search-results-button,
input[type="search"]::-webkit-search-results-decoration {
  -webkit-appearance: none;
  appearance: none;
}


/* WhatsApp float (bottom-left) */
.wa-float {
  position: fixed;
  right: 1rem;
  left: auto;
  bottom: 1.15rem;
  z-index: 90;
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 0.55rem;
  text-decoration: none;
  color: inherit;
}
.wa-float-btn {
  width: 3.1rem;
  height: 3.1rem;
  border-radius: 999px;
  background: #25d366;
  color: #fff;
  display: grid;
  place-items: center;
  box-shadow: 0 10px 28px rgba(16, 24, 40, 0.22);
  transition: transform 0.18s ease;
  animation: wa-float-pulse 2.4s ease-in-out infinite;
}
.wa-float-btn svg {
  width: 2.15rem;
  height: 2.15rem;
  display: block;
}
.wa-float:hover .wa-float-btn,
.wa-float:focus-visible .wa-float-btn {
  transform: scale(1.08);
  animation-play-state: paused;
}
.wa-float-bubble {
  background: #fff;
  color: #1a1a1a;
  border: 1px solid rgba(16, 24, 40, 0.12);
  border-radius: 999px;
  padding: 0.4rem 0.75rem;
  font-size: 0.85rem;
  font-weight: 600;
  box-shadow: 0 8px 20px rgba(16, 24, 40, 0.12);
  animation: wa-float-hello 3.2s ease-in-out infinite;
}
.wa-float-bubble::after {
  content: "";
  position: absolute;
}
@keyframes wa-float-pulse {
  0%, 100% { transform: scale(1); box-shadow: 0 10px 28px rgba(16, 24, 40, 0.22); }
  50% { transform: scale(1.05); box-shadow: 0 12px 32px rgba(37, 211, 102, 0.45); }
}
@keyframes wa-float-hello {
  0%, 70%, 100% { opacity: 1; transform: translateX(0); }
  80% { opacity: 0.85; transform: translateX(-2px); }
  90% { opacity: 1; transform: translateX(0); }
}
@media (prefers-reduced-motion: reduce) {
  .wa-float-btn,
  .wa-float-bubble {
    animation: none;
  }
}
@media (max-width: 640px) {
  .wa-float-bubble { display: none; }
  .wa-float { right: 0.75rem; left: auto; bottom: 0.9rem; }
}

/* Soft apply / no-calculator hero */
.hero-grid--simple {
  grid-template-columns: 1.15fr 0.85fr;
  align-items: center;
}
.hero-cta-card {
  background: rgba(255, 255, 255, 0.94);
  color: var(--ink, #1a1a1a);
  border-radius: 1.25rem;
  padding: 1.5rem 1.4rem;
  box-shadow: 0 18px 50px rgba(0, 0, 0, 0.22);
}
.hero-cta-card h2 {
  font-family: Fraunces, Georgia, serif;
  font-size: 1.55rem;
  margin: 0 0 0.55rem;
  line-height: 1.2;
}
.hero-cta-card p {
  margin: 0 0 1rem;
  color: #445;
  line-height: 1.45;
}
.apply-notice {
  border: 1px solid rgba(180, 83, 9, 0.35);
  background: #fffbeb;
  border-radius: 0.85rem;
  padding: 1rem 1.05rem;
  margin: 0.85rem 0 1rem;
}
.apply-notice h3 {
  margin: 0 0 0.45rem;
  font-size: 1rem;
  letter-spacing: 0.02em;
}
.apply-notice p {
  margin: 0 0 0.55rem;
  font-size: 0.92rem;
  line-height: 1.45;
}
.apply-yesno {
  display: flex;
  gap: 0.55rem;
  flex-wrap: wrap;
  margin: 0.35rem 0 0.85rem;
}
.apply-yesno label {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  margin: 0;
  padding: 0.55rem 0.95rem;
  border: 1px solid rgba(20, 20, 20, 0.14);
  border-radius: 999px;
  background: #fff;
  color: var(--ink, #1a1a1a);
  font-weight: 600;
  font-size: 0.9rem;
  text-transform: none;
  letter-spacing: 0.01em;
  cursor: pointer;
  transition: border-color 0.15s ease, background-color 0.15s ease, box-shadow 0.15s ease;
}
.apply-yesno label:hover {
  border-color: rgba(168, 132, 47, 0.55);
}
.apply-yesno label:has(input:checked) {
  border-color: #a8842f;
  background: rgba(196, 160, 74, 0.14);
  box-shadow: inset 0 0 0 1px rgba(168, 132, 47, 0.25);
}
.apply-yesno input[type="radio"] {
  -webkit-appearance: none !important;
  -moz-appearance: none !important;
  appearance: none !important;
  width: 1.05rem !important;
  height: 1.05rem !important;
  margin: 0 !important;
  padding: 0 !important;
  flex: 0 0 auto;
  border: 1.5px solid rgba(20, 20, 20, 0.32) !important;
  border-radius: 50% !important;
  background: #fff !important;
  background-image: none !important;
  box-shadow: none !important;
  cursor: pointer;
  vertical-align: middle;
  accent-color: #c4a04a;
}
.apply-yesno input[type="radio"]:checked {
  border-color: #a8842f !important;
  background-image: radial-gradient(circle, #c4a04a 0 38%, transparent 40%) !important;
}
.apply-yesno input[type="radio"]:focus-visible {
  outline: none;
  box-shadow: 0 0 0 3px rgba(196, 160, 74, 0.28) !important;
}
.selfie-guide {
  margin-top: 1.1rem;
  padding: 1rem;
  border: 1px solid rgba(16, 24, 40, 0.1);
  border-radius: 0.85rem;
  background: #fafafa;
}
.selfie-guide h3 { margin: 0 0 0.5rem; font-size: 1.05rem; }
.selfie-guide p { margin: 0 0 0.75rem; font-size: 0.92rem; line-height: 1.45; }
.selfie-guide img {
  display: block;
  max-width: 220px;
  width: 100%;
  height: auto;
  margin: 0 auto;
}
@media (max-width: 900px) {
  .hero-grid--simple { grid-template-columns: 1fr; }
}